{"id":1378,"date":"2025-05-16T23:48:18","date_gmt":"2025-05-17T02:48:18","guid":{"rendered":"https:\/\/quemliga.pt\/?p=1378"},"modified":"2025-05-16T23:48:18","modified_gmt":"2025-05-17T02:48:18","slug":"verifique-seu-saldo-cts","status":"publish","type":"post","link":"https:\/\/quemliga.pt\/cs\/verifique-seu-saldo-cts\/","title":{"rendered":"Zkontrolujte z\u016fstatek na \u00fa\u010dtu CTS"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\">THE <strong>Odm\u011bna za d\u00e9lku slu\u017eby (CTS)<\/strong> Jedn\u00e1 se o pracovn\u00ed pr\u00e1vo zaru\u010den\u00e9 v Peru, jeho\u017e c\u00edlem je nab\u00eddnout pracovn\u00edkovi finan\u010dn\u00ed podporu v p\u0159\u00edpad\u011b propu\u0161t\u011bn\u00ed.<\/p>\n<p data-pm-slice=\"1 1 []\">\u010c\u00e1stky jsou ukl\u00e1d\u00e1ny na bankovn\u00ed \u00fa\u010dty veden\u00e9 na jm\u00e9no zam\u011bstnance a \u00faro\u010deny, co\u017e funguj\u00ed jako druh povinn\u00e9ho spo\u0159en\u00ed.<\/p>\n<p>Pravideln\u00e1 kontrola z\u016fstatku na va\u0161em \u00fa\u010dtu CTS je nezbytn\u00e1 pro zaji\u0161t\u011bn\u00ed spr\u00e1vn\u00e9ho prov\u00e1d\u011bn\u00ed vklad\u016f a pro maxim\u00e1ln\u00ed vyu\u017eit\u00ed p\u0159\u00edjm\u016f generovan\u00fdch t\u00edmto \u00fa\u010dtem.<\/p>\n<div>\n<hr \/>\n<\/div>\n<h3>Co je CTS a pro\u010d je d\u016fle\u017eit\u00e9 ho dodr\u017eovat?<\/h3>\n<p>CTS je povinn\u00e1 d\u00e1vka pro form\u00e1ln\u011b zam\u011bstn\u00e1n\u00e9 v soukrom\u00e9m sektoru. Zam\u011bstnavatel\u00e9 mus\u00ed tuto \u010d\u00e1stku slo\u017eit dvakr\u00e1t ro\u010dn\u011b: v <strong>kv\u011bten<\/strong> a v <strong>listopad<\/strong>.<\/p>\n<p>Sledov\u00e1n\u00ed z\u016fstatku na va\u0161em \u00fa\u010dtu CTS v\u00e1m umo\u017e\u0148uje:<\/p>\n<ul data-spread=\"false\">\n<li>Zkontrolujte, zda jsou vklady prov\u00e1d\u011bny spr\u00e1vn\u011b;<\/li>\n<li>Sledov\u00e1n\u00ed nahromad\u011bn\u00e9ho \u00faroku;<\/li>\n<li>Zhodno\u0165te, zda existuj\u00ed v\u00fdhody v p\u0159evodu finan\u010dn\u00edch prost\u0159edk\u016f do jin\u00e9 banky s lep\u0161\u00ed ziskovost\u00ed.<\/li>\n<\/ul>\n<div>\n<hr \/>\n<\/div>\n<h2>Zp\u016fsoby kontroly z\u016fstatku na va\u0161em \u00fa\u010dtu CTS<\/h2>\n<p>N\u00ed\u017ee naleznete hlavn\u00ed metody, jak se obr\u00e1tit na sv\u00e9ho CTS v Peru:<\/p>\n<h3>1. Online bankovnictv\u00ed<\/h3>\n<ul data-spread=\"false\">\n<li>P\u0159ejd\u011bte na webov\u00e9 str\u00e1nky banky, kde se nach\u00e1z\u00ed v\u00e1\u0161 CTS;<\/li>\n<li>P\u0159ihlaste se pomoc\u00ed u\u017eivatelsk\u00e9ho jm\u00e9na a hesla;<\/li>\n<li>Pro zobrazen\u00ed z\u016fstatku a p\u0159\u00edjm\u016f p\u0159ejd\u011bte do sekce \u201e\u00da\u010dty\u201c nebo \u201eCTS\u201c.<\/li>\n<\/ul>\n<h3>2. Mobiln\u00ed aplikace banky<\/h3>\n<ul data-spread=\"false\">\n<li>St\u00e1hn\u011bte si ofici\u00e1ln\u00ed aplikaci banky (Google Play nebo App Store);<\/li>\n<li>P\u0159ihlaste se a p\u0159ejd\u011bte do sekce \u201e\u00da\u010dty\u201c;<\/li>\n<li>Zobrazte si z\u016fstatek a transakce na sv\u00e9m \u00fa\u010dtu CTS.<\/li>\n<\/ul>\n<h3>3. Bankomaty<\/h3>\n<ul data-spread=\"false\">\n<li>Vlo\u017ete kartu spojenou s va\u0161\u00edm \u00fa\u010dtem CTS;<\/li>\n<li>Zadejte sv\u00e9 heslo;<\/li>\n<li>Vyberte \u201eDotaz na z\u016fstatek\u201c a vyberte \u00fa\u010det CTS.<\/li>\n<\/ul>\n<h3>4. Telefonn\u00ed slu\u017eby<\/h3>\n<ul data-spread=\"false\">\n<li>Zavolejte na z\u00e1kaznick\u00fd servis va\u0161\u00ed banky;<\/li>\n<li>Zadejte po\u017eadovan\u00e9 \u00fadaje (DNI, \u00fa\u010det atd.);<\/li>\n<li>Vy\u017e\u00e1dejte si z\u016fstatek a posledn\u00ed transakce.<\/li>\n<\/ul>\n<h3>5. Pobo\u010dky bank<\/h3>\n<ul data-spread=\"false\">\n<li>Dostavte se pros\u00edm s dokladem toto\u017enosti (DNI);<\/li>\n<li>Po\u017e\u00e1dejte o konzultaci p\u0159\u00edmo u obsluhy.<\/li>\n<\/ul>\n<p>Hlavn\u00ed banky, kter\u00e9 nab\u00edzej\u00ed \u00fa\u010det CTS:<\/p>\n<ul data-spread=\"false\">\n<li>Banco de Cr\u00e9dito del Peru (BCP)<\/li>\n<li>BBVA Peru<\/li>\n<li>Mezibankovn\u00ed<\/li>\n<li>Scotiabank<\/li>\n<li>Bank of the Nation<\/li>\n<\/ul>\n<div>\n<hr \/>\n<\/div>\n<h2>Je mo\u017en\u00e9 p\u0159ev\u00e9st CTS do jin\u00e9 banky?<\/h2>\n<p>Ano. Pokud najdete instituci s v\u00fdhodn\u011bj\u0161\u00edmi \u00farokov\u00fdmi sazbami, m\u016f\u017eete sv\u016fj CTS p\u0159ev\u00e9st podle t\u011bchto krok\u016f:<\/p>\n<ol start=\"1\" data-spread=\"false\">\n<li>Vyberte si novou banku s lep\u0161\u00edmi podm\u00ednkami;<\/li>\n<li>Otev\u0159ete si nov\u00fd \u00fa\u010det CTS ve v\u00e1mi zvolen\u00e9 bance;<\/li>\n<li>P\u00edsemn\u011b po\u017e\u00e1dejte sv\u00e9ho zam\u011bstnavatele, aby budouc\u00ed vklady byly prov\u00e1d\u011bny na tomto nov\u00e9m \u00fa\u010dtu;<\/li>\n<li>Po\u017e\u00e1dejte o p\u0159evod nahromad\u011bn\u00e9ho z\u016fstatku z p\u0159edchoz\u00ed banky.<\/li>\n<\/ol>\n<p>Tento proces m\u016f\u017ee trvat a\u017e <strong>15 pracovn\u00edch dn\u016f<\/strong>. N\u011bkter\u00e9 banky, jako nap\u0159. <strong>Scotiabank<\/strong>, nab\u00edzej\u00ed dal\u0161\u00ed v\u00fdhody, jako jsou osvobozen\u00ed od poplatk\u016f a preferen\u010dn\u00ed sazby pro nov\u00e9 z\u00e1kazn\u00edky CTS (<a href=\"https:\/\/www.scotiabank.com.pe\/blog\/como-trasladar-cts-otro-banco-pasos?utm_source=chatgpt.com\">scotiabank.com.pe<\/a>).<\/p>\n<div>\n<hr \/>\n<\/div>\n<h2>Z\u00e1v\u011bre\u010dn\u00e9 tipy pro zvl\u00e1d\u00e1n\u00ed CTS<\/h2>\n<ul data-spread=\"false\">\n<li><strong>Pou\u017eijte jako nouzovou rezervu<\/strong>CTS je d\u016fle\u017eit\u00fd fond pro nep\u0159edv\u00eddan\u00e9 situace.<\/li>\n<li><strong>Porovn\u00e1n\u00ed instituc\u00ed<\/strong>Banky nab\u00edzej\u00ed r\u016fzn\u00e9 sazby. Pr\u016fzkum m\u016f\u017ee p\u0159in\u00e9st v\u011bt\u0161\u00ed v\u00fdd\u011blek.<\/li>\n<li><strong>Pravideln\u011b monitorujte<\/strong>\u010cast\u00e9 sledov\u00e1n\u00ed pom\u00e1h\u00e1 vyhnout se chyb\u00e1m a maximalizovat v\u00fdnosy.<\/li>\n<\/ul>\n<div>\n<hr \/>\n<\/div>\n<p>Pro zaji\u0161t\u011bn\u00ed va\u0161ich pr\u00e1v a \u0159\u00e1dn\u00e9 vyu\u017eit\u00ed tohoto zdroje je nezbytn\u00e9 b\u00fdt informov\u00e1n o z\u016fstatku a p\u0159\u00edjmech na va\u0161em \u00fa\u010dtu CTS. Vyu\u017eijte digit\u00e1ln\u00ed mo\u017enosti a vyberte si banku, kter\u00e1 nejl\u00e9pe podpo\u0159\u00ed v\u00e1\u0161 finan\u010dn\u00ed r\u016fst.<\/p>\n<p><strong>Konzultujte, porovnejte a ov\u011b\u0159te si platnost sv\u00fdch CTS!<\/strong><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>A Compensa\u00e7\u00e3o por Tempo de Servi\u00e7o (CTS) \u00e9 um direito trabalhista garantido no Peru, com o objetivo de oferecer suporte financeiro ao trabalhador em caso&#8230;<\/p>","protected":false},"author":1,"featured_media":1379,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes"],"_links":{"self":[{"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/posts\/1378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/comments?post=1378"}],"version-history":[{"count":1,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/posts\/1378\/revisions"}],"predecessor-version":[{"id":1380,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/posts\/1378\/revisions\/1380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/media\/1379"}],"wp:attachment":[{"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/media?parent=1378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/categories?post=1378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quemliga.pt\/cs\/wp-json\/wp\/v2\/tags?post=1378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}